New York Real Estate Blog: February 2009

Cool Freebie - YouTubeGet - 1 Day ONLY... Check it out NOW!

I was playing around with this program and I have to say it's pretty cool. I tried to download YouTube videos in the past but wasn't able to. This program makes it a snap!

YouTubeGet is available today only at www.giveawayoftheday.com here is a brief description of the product and what it does.

YouTubeGet is an all-in-one software designed to make quick and easy work to download YouTube videos and convert them. This program offers a large amount of means to obtain the video. The application is powerful yet compact. The best part is after the download it will automatically convert FLV files to MP4, 3GP, AVI, WMV, MOV etc. Gives you the capability to transfer and watch your YouTube videos on your MP4 or Cell phone.

If you missed the give away you can still get it at www.youtubeget.com  However, it's going to cost you $29.95. So why not get it while it's still free?

To find the value of your home with a FREE, over-the-net home HIGHEST Price Analysis, please visit: http://www.newyorkmarketvalue.com/

SEARCH over 50,000 homes online for FREE and be the first to know about HOT NEW LISTINGS before other buyers do, please visit http://www.allnylistings.com/

Disclaimer: The above Real Estate information was provided by Vincent Martinez, Realtor for the #1 Real Estate offices in New York and the #4 office in the USA. Vincent Martinez is a Certified Realtor Short Sale Professional by the Long Island Board of Realtors (L.I.B.O.R.) and a member of Prudential Douglas Elliman - Licensed Real Estate Broker. Vincent Martinez does not guarantee or is any way responsible for the accuracy of the information in this blog post and information provided is without warranties of any kind, either express or implied. Information here represents the opinions and ideas of the author; comments by others may not express the views of the author. Cool Freebie - YouTubeGet - 1 Day ONLY... Check it out NOW! Copyright © 2009 By Vincent Martinez, All Rights Reserved.

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Foreclosure Help In The Five Boroughs Of NYC

It's a simple truth that today's real estate marketplace is nothing like any we have seen in the past. It is at this point more vital than ever to work with experienced professionals that understand how to navigate today's dangerous waters. The intention of this post is to inform you about the options you have as you are already in pre-foreclosure or may be heading towards a notice of default.

Prudential Douglas Elliman Real Estate is a full service real estate company specializing in every aspect of Real Estate and Short Sale Negotiations. We work directly with homeowners, mortgage lenders, the top real estate professionals and investors on a national scale.

Working on your behalf, we put forward and negotiate the short sale requirements with your lender(s) with the goal of the negotiating a value to get your home sold in the fastest, most resourceful way possible.

We can help you assess if a short sale is right for you.

Here are some of your options:

• Loan Modification (saving your home is just a phone call away... call or email me ProRealtor@verizon.net to find out more about this simple process)
• Short Sale (process takes roughly 60-90 days depending on your bank(s)
• Refinance (this may be an option)
• List Your Home (doesn't matter if you're in the pre-foreclosure stage)
• Deed in-lieu Of Foreclosure (process takes roughly 90 days depending on your bank)
• Foreclosure (time is of the essence and you need to ACT IMMEDIATELY!)

For a quick over the phone evaluation call Vincent directly at 646-294-2561 or email your questions or request to ProRealtor@verizon.net

To find the value of your home with a FREE, over-the-net home HIGHEST Price Analysis, please visit: http://www.newyorkmarketvalue.com/

SEARCH over 50,000 homes online for FREE and be the first to know about HOT NEW LISTINGS before other buyers do, please visit http://www.allnylistings.com/

Disclaimer: The above Real Estate information was provided by Vincent Martinez, Realtor for the #1 Real Estate offices in New York and the #4 office in the USA. Vincent Martinez is a Certified Realtor Short Sale Professional by the Long Island Board of Realtors (L.I.B.O.R.) and a member of Prudential Douglas Elliman - Licensed Real Estate Broker. Vincent Martinez does not guarantee or is any way responsible for the accuracy of the information in this blog post and information provided is without warranties of any kind, either express or implied. Information here represents the opinions and ideas of the author; comments by others may not express the views of the author. Foreclosure Help In The Five Boroughs Of NYC Copyright © 2009 By Vincent Martinez, All Rights Reserved.

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 SPEAK UP!!!- Complete List Of Queens NY Community Boards - SPEAK UP!!!

Many people don't know about Community Boards and the important role they play in improving the quality of life for all of it's residents. Community Boards participate in City Budgets, Land Use planning, Community Advocacy and important issues that could benefit the community. Boards meet once a month and the members address items of concern to the community. Board meetings are open to the public, and a portion of each meeting is reserved for the Board to hear from members of the public (If you have something to say that would benefit the quality of life for the residents in your community THIS IS THE TIME TO SPEAK UP!)

There are a total of 14 Community Districts and Boards in Queens and they serve their neighborhoods as a bridge to the city government. They are as follows:

Community Board #1 - provides representation for the neighborhoods of:

• Astoria
• Old Astoria
• Long Island City
• Queensbridge
• Ditmars
• Ravenswood
• Steinway
• Garden Bay
• Woodside

36-01 35th Avenue
Astoria, NY  11106
Phone: (718) 786-3335
Fax: (718) 786-3368

 

Community Board #2 - provides representation for the neighborhoods of:

• Long Island City
• Maspeth
• Woodside
• Sunnyside

43-22 50th Street
Woodside, NY  11377
Phone: (718) 533-8773
Fax: (718) (718) 533-8777

Community Board #3 - provides representation for the neighborhoods of:

• Jackson Heights
• East Elmhurst
• North Corona
• La Guardia Airport

82-11 37th Avenue, Suite 606
Jackson Heights, NY 11372
Phone: (718) 458-4703
Fax: (718) 488-5117
 

Community Board #4 - provides representation for the neighborhoods of:

• Elmhurst
• Corona
• Roosevelt Avenue
• Lefrak City
• Queens Center Mall
• Flushing Meadows-Corona Park

104-03 Corona Avenue
Corona, NY
Phone: (718) 760-3141
Fax: (718) 760-5971

Community Board #5 - provides representation for the neighborhoods of:

• Ridgewood
• Glendale
• Middle Village
• Maspeth
• South Elmhurst
• Liberty Park
  

61-23 Myrtle Avenue
Glendale, NY 11358
Phone: (718) 366-1834
Fax: (718) 417-5799

Community Board #6 - provides representation for the neighborhoods of:

• Forest Hills
• Rego Park
  

73-05 Yellowstone Boulevard
Forest Hills, New York 11375
(718) 263-9250 
Fax: (718) 263-2211
 

Community Board #7 - provides representation for the neighborhoods of:

• Flushing
• College Point
• Whitestone
• Bay Terrace
• Malba
• Beechhurst
• Bayside
• Queensboro Hill
• Willets Point
  

133-32 41st Road, Suite 3B
Flushing, New York 11355
(718) 359-2800
Fax: (718) 463-3891

Community Board #8 - provides representation for the neighborhoods of:

• Briarwood
• Flushing South
• Fresh Meadows
• Hillcrest
• Holliswood
• Jamaica Estates
• Jamaica Hills
• Kew Gardens Hills
• Utopia
• West Cunningham Park

197-15 Hillside Avenue
Hollis, New York 11423
(718) 264-7895
Fax: (718) 264-7910

Community Board #9 - provides representation for the neighborhoods of:

• Kew Gardens
• Richmond Hill
• Woodhaven
• Ozone Park

120-55 Queens Boulevard, Room 310-A
Kew Gardens, New York 11424
(718) 286-2686
Fax: (718) 286-2685

Community Board #10 - provides representation for the neighborhoods of:

• Ozone Park
• South Ozone Park
• Lindenwood
• Howard Beach
• South Richmond Hill
• Rockwood Park

115-01 Lefferts Boulevard
South Ozone Park, New York 11420
(718) 843-4488
Fax: (718) 738-1184

 

Community Board #11 - provides representation for the neighborhoods of:

• Auburndale
• Bayside
• Douglaston
• Hollis Hills
• Little Neck
• Oakland Gardens
• East Flushing

46-21 Little Neck Parkway
Little Neck, NY  11362
(718) 225-1054
Fax: (718) 225-4514

Community Board #12 - provides representation for the neighborhoods of:

• Jamaica
• South Jamaica
• South Ozone Park
• Hollis
• St. Albans
• North Springfield Gardens.
• Addesleigh Park
• Springfield Gardens
  

90-28 161st Street
Jamaica, New York 11432
(718) 658-3308
Fax: (718) 739-6997

Community Board #13 - provides representation for the neighborhoods of:

• Bellerose
• Brookville
• Cambria Heights
• Floral Park
• Glen Oaks
• Laurelton
• Queens Village
• Rosedale
• Springfield Gardens
• Bellaire
• New Hyde Park

219-41 Jamaica Avenue
Queens Village, NY 11428
Phone: (718) 464-9700
Fax: (718) 464-7333

Community Board #14 - provides representation for the neighborhoods of:

• Arverne
• Bayswater
• Belle Harbor
• Breezy Point
• Broad Channel
• Edgemere
• Far Rockaway
• Hammels
• Neponsit
• Rockaway
• Rockway Beach
• Rockaway Park
• Rockaway Point
• Roxbury
• Seaside
• Sommerville
• Wavercrest
  

1931 Mott Avenue
Far Rockaway, NY 11691
Phone: (718) 471-7300
Fax: (718) 868-2657

Well there you go... I compiled this complete list of Community Boards including their service areas, address and phone numbers. Should you have any questions concerning community oriented matters please make sure you pick up the phone and voice your opinions and request.

I truly hope that this information you have just come across can help to improve the issues that are affecting you and your community.

To find the value of your home with a FREE, over-the-net home HIGHEST Price Analysis, please visit: http://www.newyorkmarketvalue.com/

SEARCH over 50,000 homes online for FREE and be the first to know about HOT NEW LISTINGS before other buyers do, please visit http://www.allnylistings.com/

Disclaimer: The above Real Estate information was provided by Vincent Martinez, Realtor for the #1 Real Estate offices in New York and the #4 office in the USA. Vincent Martinez is a Certified Realtor Short Sale Professional by the Long Island Board of Realtors (L.I.B.O.R.) and a member of Prudential Douglas Elliman - Licensed Real Estate Broker. Vincent Martinez does not guarantee or is any way responsible for the accuracy of the information in this blog post and information provided is without warranties of any kind, either express or implied. Information here represents the opinions and ideas of the author; comments by others may not express the views of the author. SPEAK UP!!!- Complete List Of Queens NY Community Boards - SPEAK UP!!! Copyright © 2009 By Vincent Martinez, All Rights Reserved.

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I'm Not Sure If I have Enough For A Down Payment - What Should I Do?

Perhaps you should reconsider the home and choose from some other properties which would fit your budget (this home will be your stepping stone towards the house of your dreams).

The amount you have available for a down payment will affect what types of loans for which you can qualify. Down payments typically range from 3 to 20 percent of the sales price for the property.

Here are some tips for Accumulating a Down Payment:

• Save- Look for ways to reduce your monthly expenses to save toward a downpayment. You could enroll for an automatic savings plan at your bank to have a portion of your payroll automatically transferred into savings. Most people save a few years for their down payment.
• Borrow the down payment from your retirement plan- Check the provisions of your retirement plan. You can borrow funds from a 401(k) plan for a downpayment or make a withdrawal from an Individual Retirement Account. Be sure you understand the tax consequences, repayment terms and/or possible early withdrawal penalties.
• Move- You may be able to save additional funds if you can move into less expensive housing.
• Reduce other higher interest rate debt-Paying off credit cards will initially reduce your savings, but the money you will save from higher interest rates will pay-off in the long run.
• Make a deal with the seller- In some circumstances, it is appropriate to ask the seller to carry a second-mortgage to cover your down payment. Typically, you will pay a slightly higher rate for this second mortgage.
• Sell some investments
• Get a second job and save your earnings
• Skip a year's vacation
• Gift from Family- Parents and other family members are often anxious to help children buy their first home and may have the means to give you a gift of money for a portion or all of your down payment.

Documenting that the down payment comes from your savings and that you will have savings and/or assets over and above the down payment gives the lender confidence in your strength as a borrower and your ability to repay the loan.

Take extra care to document the sources for any monies to be used for the down payment or closing costs.

Acceptable Down Payment & Closing Costs Sources

• Cash in a bank account
• Mutual funds / stocks / IRA / 401K
• Proceeds from the sale of another property
• Gift from an immediate relative

To find the value of your home with a FREE, over-the-net home HIGHEST Price Analysis, please visit: http://www.newyorkmarketvalue.com/

SEARCH over 50,000 homes online for FREE and be the first to know about HOT NEW LISTINGS before other buyers do, please visit http://www.allnylistings.com/

Disclaimer: The above Real Estate information was provided by Vincent Martinez, Realtor for the #1 Real Estate offices in New York and the #4 office in the USA. Vincent Martinez is a Certified Realtor Short Sale Professional by the Long Island Board of Realtors (L.I.B.O.R.) and a member of Prudential Douglas Elliman - Licensed Real Estate Broker. Vincent Martinez does not guarantee or is any way responsible for the accuracy of the information in this blog post and information provided is without warranties of any kind, either express or implied. Information here represents the opinions and ideas of the author; comments by others may not express the views of the author. I'm Not Sure If I have Enough For A Down Payment - What Should I Do? Copyright © 2009 By Vincent Martinez, All Rights Reserved.

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Have You Tested Your Home For Mold Yet? - Quick Tips

The first thing to understand about mold is that there is a little mold everywhere - indoors and outdoors. It's in the air and can be found on plants, foods, dry leaves, and other organic materials.

It's very common to find molds in homes and buildings. After all, molds grow naturally indoors. And mold spores enter the home through doorways, windows, and heating and air conditioning systems. Spores also enter the home on animals, clothing, shoes, bags and people.

When mold spores drop where there is excessive moisture in your home, they will grow. Common problem sites include humidifiers, leaky roofs and pipes, overflowing sinks, bath tubs and plant pots, steam from cooking, wet clothes drying indoors, dryers exhausting indoors, or where there has been flooding.

An indoor air sample can be taken as well as an outdoor sample to determine whether the number of spores inside your home is significantly higher. If the indoor level is higher, it could mean that mold is growing inside your home. Reliable air sampling can be expensive, time consuming, and requires special equipment and a qualified technician. If you can see or smell mold, then you should take steps to clean-up the mold. Mold growth is likely to continue unless the source of moisture is removed and the contamination is cleaned-up.

Everyone is exposed to some amount of mold on a daily basis, most without any apparent reaction. Generally mold spores can cause problems when they are present in large numbers and a person inhales large quantities of them. This occurs primarily when there is active mold growth.

If indoor mold is extensive, those in your home can be exposed to very high and persistent airborne mold spores. It is possible to become sensitized to these mold spores and develop allergies or other health concerns, even if one is not normally sensitive to mold.

Left unchecked, mold growth can cause structural damage to your home as well as permanent damage to furnishings and carpet.

I found this video on Testing For Mold - Check it out.

To find the value of your home with a FREE, over-the-net home HIGHEST Price Analysis, please visit: http://www.newyorkmarketvalue.com/

SEARCH over 50,000 homes online for FREE and be the first to know about HOT NEW LISTINGS before other buyers do, please visit http://www.allnylistings.com/

Disclaimer: The above Real Estate information was provided by Vincent Martinez, Realtor for the #1 Real Estate offices in New York and the #4 office in the USA. Vincent Martinez is a Certified Realtor Short Sale Professional by the Long Island Board of Realtors (L.I.B.O.R.) and a member of Prudential Douglas Elliman - Licensed Real Estate Broker. Vincent Martinez does not guarantee or is any way responsible for the accuracy of the information in this blog post and information provided is without warranties of any kind, either express or implied. Information here represents the opinions and ideas of the author; comments by others may not express the views of the author. Have You Tested Your Home For Mold Yet? - Quick Tips Copyright © 2009 By Vincent Martinez, All Rights Reserved.

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Home Ownership + Tax Deductions = FAT Tax Return

If you've purchased, sold or refinanced your home in the past year, tax season is the best time to reap the benefits of being a homeowner! Take advantage of some of these tax breaks today and you could enjoy a bigger return EVERY April!

Mortgage Interest- For most homeowners, the bulk of your mortgage payment is going towards interest - and that's a big tax break for you! The mortgage interest on your primary residence is fully tax deductible, unless, of course your loan is more than $1 million.

You can also deduct late payment charges as home mortgage interest as long as the payment was not late due to a specific service received in connection with your home loan. Also, if you pay off your mortgage early and incur a prepayment penalty, you can deduct that penalty as home mortgage interest (subject to the same requirements for late payments).

Property Taxes- Your property taxes - the annual taxes based on the assessed value of your property - can also be deducted. Your mortgage interest statement may list the amount of real estate taxes you paid if your taxes and homeowners' insurance went into an escrow account when you closed on your mortgage. You can also review your cancelled checks to determine your total real estate tax deduction.

Loan Points- Any points you paid to get a better rate on a home loan, are tax deductible in the year you made the purchase as long as:

• The loan is secured by your primary residence and it was used to buy, improve or build the home.
• Paying points is an established business practice in your area;
• The points are computed as a percentage of the loan principal;
• The points are clearly defined on the buyer's settlement statement; and
• You put cash into your home purchase in an amount at least equal to the points you were charged.

Loan Points on a Refi- The points you paid on a refinanced loan may also be tax deductible, however in most cases, the points must be deducted over the life of the new loan. So if you paid $2,000 in points to refinance a 30-year mortgage, you can deduct $5.56 per monthly payment, or a total of $66.72 if you made 12 payments in one year on the new loan.

Interest on a Home Equity Loan- The interest on a home equity loan may be tax deductible up to $100,000. However, if your home equity loan, when combined with your first mortgage amount, increases the debt on your home to an amount more than the property's actual value, you'll face deductibility limits. In these cases, the IRS allows you to deduct the smaller of interest on a $100,000 loan or your home's value less the amount of your existing mortgage.

P.S. - Disclaimer: I am not a tax consultant and cannot be held liable for any tax consequenses that you may incur due to this post. This information may or may not apply to you specifically or may be changed by the time of this reading. Please contact a Profession Tax Consultant.

To find the value of your home with a FREE, over-the-net home HIGHEST Price Analysis, please visit: http://www.newyorkmarketvalue.com/

SEARCH over 50,000 homes online for FREE and be the first to know about HOT NEW LISTINGS before other buyers do, please visit http://www.allnylistings.com/

Disclaimer: The above Real Estate information was provided by Vincent Martinez, Realtor for the #1 Real Estate offices in New York and the #4 office in the USA. Vincent Martinez is a Certified Realtor Short Sale Professional by the Long Island Board of Realtors (L.I.B.O.R.) and a member of Prudential Douglas Elliman - Licensed Real Estate Broker. Vincent Martinez does not guarantee or is any way responsible for the accuracy of the information in this blog post and information provided is without warranties of any kind, either express or implied. Information here represents the opinions and ideas of the author; comments by others may not express the views of the author. Home Ownership + Tax Deductions = FAT Tax Return Copyright © 2009 By Vincent Martinez, All Rights Reserved.

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Queens NY Parochial Schools

Here's a list of catholic schools throughout Queens, New York. I've highlighted the towns in bold letters to make easier to find a catholic school nearest to you... hope this helps you find the school you're looking for. If I missed any please email me so I could update and include it.

Blessed Sacrament School
34-20 94th Street
Jackson Heights, NY 11372

(718) 446-4449

Corpus Christi School
31-29 60th Street
Woodside, NY 11377
(718) 721-2484

Divine Mercy Catholic Academy
92nd Street/Rockaway Boulevard
Ozone Park, NY 11416
(718) 845-3074

Holy Child Jesus School
111th Street/86th Avenue
Richmond Hill, NY 11418
(718) 849-3988

Holy Family School
74-15 175th Street
Flushing , NY 11366
(718) 969-2124

Holy Trinity School
14-45 143rd Street
Whitestone, NY 11357
(718) 746-1479

Immaculate Conception School
21-63 29th Street
Astoria, NY 11105
(718) 728-1969

Immaculate Conception School
179-14 Dalny Road
Jamaica, NY 11432
(718) 739-5933

Incarnation School
89-15 Francis Lewis Boulevard
Queens Village, NY 11427
(718) 465-5066

Mary's Nativity School
146-28 Jasmine Avenue
Flushing , NY 11355
(718) 359-1800

Most Precious Blood School
32-52 37th Street
Astoria, NY 11103
(718) 278-4081

Our Lady of Fatima School
25-38 80th Street
Jackson Heights, NY 11370
(718) 429-7031

Our Lady of Grace School
158-20 101st Street
Howard Beach, NY 11414
(718) 848-7440

Our Lady of Hope School
61-21 71st Street
Middle Village, NY 11379
(718) 458-3535

Our Lady of Lourdes School
92-80 220th Street
Queens Village, NY 11428
(718) 464-1480

Our Lady of Mercy School
70-25 Kessel Street
Forest Hills, NY 11375
(718) 793-2086

Our Lady of Miraculous Medal
Bleecker Street/61st Street
Ridgewood, NY 11385
(718) 821-2221

Our Lady of Perpetual Help School
111-10 115th Street
South Ozone Park, NY 11420

(718) 843-4184

Our Lady of Sorrows School
35-34 105th Street
Corona, NY 11368
(718) 426-5517

Our Lady of the Angelus School
98-05 63rd Drive
Rego Park, NY 11374
(718) 896-7220

Our Lady of the Blessed Sacrament
34-45 202nd Street
Bayside, NY 11361
(718) 229-4434

Our Lady of the Cenacle School
87-25 136th Street
Richmond Hill, NY 11418
(718) 657-6690

Our Lady of the Snows School
79-33 258th Street
North Floral Park, NY 11004
(718) 343-1346

Our Lady Queen of Martyrs School
72-55 Austin Street
Forest Hills, NY 11375
(718) 263-2622

Resurrection-Ascension School
85-25 61st Road
Rego Park, NY 11374
(718) 426-4963

Sacred Heart School
216-01 38th Avenue
Bayside, NY 11361
(718) 631-4804

Sacred Heart School
84-05 78th Avenue
East Glendale , NY 11385
(718) 456-6636

Sacred Heart School
115-50 221st Street
Cambria Heights, NY 11411

(718) 527-0123

SS Joachim and Anne School
218-19 105th Avenue
Queens Village, NY 11429
(718) 465-2230

St. Adalbert School
52-17 83rd Street
Emhurst, NY 11373
(718) 424-2376

St. Aloysius School
360 Seneca Avenue
Ridgewood, NY 11385
(718) 821-7384

St. Anastasia School
45-11 245th Street
Douglaston, NY 11362
(718) 631-3153

St. Andrew Avellino School
35-50 158th Street
Flushing, NY 11358
(718) 359-7887

St. Ann School
142-45 58th Road
Flushing , NY 11355
(718) 463-1238

St. Anthony of Padua School
125-18 Rockaway Boulevard
South Ozone Park, NY 11420
(718) 641-0212

St. Bartholomew School
44-15 Judge Street
Elmhurst , NY 11373
(718) 446-7575

St. Benedict Joseph Labre School
94-25 117th Street
Richmond Hill, NY 11419

(718) 441-6674

St. Camillus School
185 Beach 99 Street
Rockaway Park, NY 11694
(718) 634-5260

St. Catherine of Sienna School
118-34 Riverton Street
St. Albans, NY 11412
(718) 528-1857

St. Clare School
137-25 Brookville Boulevard
Rosedale, NY 11422
(718) 528-7174

St. Elizabeth School
94-01 85th Street
Ozone Park, NY 11416
(718) 641-6990

St. Fidelis School
124-06 14th Ave.
College Point, NY 11356
(718) 539-2628

St. Francis DeSales School
219 Beach 129 Street
Belle Harbor, NY 11694
(718) 634-2775

St. Francis of Assisi School
21-18 46th Street
Astoria, NY 11105
(718) 726-9405

St. Gabriel School
97th Street/Astoria Boulevard
EastElmhurst, NY 11369
(718) 426-7170

St. Gerard Majella School
188 Street/91st Avenue
Hollis, NY 11423
(718) 468-1166

St. Gregory the Great School
244-44 87th Avenue
Bellerose, NY 11426
(718) 347-0525

St. Helen School
83-09 157th Avenue
Howard Beach, NY 11414
(718) 835-4155

St. Joan of Arc School
35-27 82nd Street
Jackson Heights, NY 11372
(718) 639-9020

St. Joseph School
28-46 44th Street
Astoria, NY 11103
(718) 728-0724

St. Kevin School
45-50 195th Street
Flushing, NY 11358
(718) 357-8110

St. Leo School
104-19 49th Avenue
Corona, NY 11368
(718) 592-7050

St. Luke School
16-01 150th Place
Whitestone, NY 11357
(718) 746-3833

St. Margaret School
66-10 80th Street
Middle Village, NY 11379

(718) 326-0922

St. Mary Gate of Heaven School
104-06 101st Avenue
Ozone Park, NY 11416
(718) 846-0689

St. Mary Star of the Sea School
595 Beach 19 Street
Far Rockaway, NY 11691
(718) 327-2242

St. Matthias School
58-25 Catalpa Avenue
Ridgewood, NY 11385
(718) 381-8003

St. Mel School
154-24 26th Avenue
Flushing, NY 11354
(718) 539-8211

St. Michael School
136-58 41st Avenue
Flushing , NY 11355
(718) 961-0246

St. Nicholas of Tolentine School
80-22 Parsons Boulevard
Jamaica, NY 11432
(718) 380-1900

St.Pancras School
68-20 Myrtle Avenue
Glendale, NY 11385
(718) 821-6721

St. Raphael School
48-25 37th Street
Long Island City, NY 11101
(718) 784-0482

St. Robert Bellarmine School
56-10 214th Street
Bayside, NY 11364
(718) 225-1382

St. Rose of Lima School
154 Beach 84 Street
Rockaway Beach, NY 11693
(718) 474-7079

St. Sebastian School
39-76 58th Street
Woodside, NY 11377
(718) 429-1982

St.Stanislaus Kostka School
61-17 Grand Avenue
Maspeth, NY 11378
(718) 326-1585

St. Teresa of Avila School
109-55 128th Street
South Ozone Park, NY 11
420 (718) 641-1316

St. Thomas Apostle School
87-49 87th Street
Woodhaven, NY 11421
(718) 847-3904

To find the value of your home with a FREE, over-the-net home HIGHEST Price Analysis, please visit: http://www.newyorkmarketvalue.com/

SEARCH over 50,000 homes online for FREE and be the first to know about HOT NEW LISTINGS before other buyers do, please visit http://www.allnylistings.com/

Disclaimer: The above Real Estate information was provided by Vincent Martinez, Realtor for the #1 Real Estate offices in New York and the #4 office in the USA. Vincent Martinez is a Certified Realtor Short Sale Professional by the Long Island Board of Realtors (L.I.B.O.R.) and a member of Prudential Douglas Elliman - Licensed Real Estate Broker. Vincent Martinez does not guarantee or is any way responsible for the accuracy of the information in this blog post and information provided is without warranties of any kind, either express or implied. Information here represents the opinions and ideas of the author; comments by others may not express the views of the author. Queens NY Parochial Schools Copyright © 2009 By Vincent Martinez, All Rights Reserved.

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How Can YOU The Seller Leverage The MLS (Multiple Listing Service)?

The MLS is a database of properties currently on the market in the area.  Brokers participating in the MLS (which includes virtually all Brokers in the area) list all the homes they have for sale and agree to share in the sales commission of the properties.  This means that if I list your property on the MLS for you, but another agent finds a buyer for your house, that other broker or agent is entitled to part of the commission. 

The big advantage to you, as the seller, is that every single broker and agent participating in the MLS has an incentive to sell your home.  This effectively puts every agent in the area to work selling your home!  The first place a buyers agent looks is always the MLS.  There is simply no better way to gain instant and widespread exposure for your home than listing it on the MLS.

So, the first thing I'll do as your agent is get your home listed on the MLS!  When another agent is searching for a home to meet the needs of a buyer, the agent will search the MLS based on the buyers criteria for price range and features.  So I'll enter all the important information about your home, such as the size, number of bedrooms and bathrooms, and any special features. 

I'll also take photos of your house and include them with your MLS listing.  Agents and buyers alike are always more likely to look at listings with photos.

To find the value of your home with a FREE, over-the-net home eval, please visit: http://www.newyorkmarketvalue.com/

SEARCH over 50,000 homes online for FREE and be the first to know about HOT NEW LISTINGS before other buyers do, please visit www.allnylistings.com

Disclaimer: The above Real Estate information was provided by Vincent Martinez, Realtor for the #1 Real Estate offices in New York and the #4 office in the USA. Vincent Martinez is a Certified Realtor Short Sale Professional by the Long Island Board of Realtors (L.I.B.O.R.) and a member of Prudential Douglas Elliman - Licensed Real Estate Broker. Vincent Martinez does not guarantee or is any way responsible for the accuracy of the information in this blog post and information provided is without warranties of any kind, either express or implied. Information here represents the opinions and ideas of the author; comments by others may not express the views of the author. How Can YOU The Seller Leverage The MLS (Multiple Listing Service)? Copyright © 2009 By Vincent Martinez, All Rights Reserved.

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First Time Home Buyers in NYC L@@K!!

Your decision to buy a home is both a sound financial decision and a commendable achievement. As your real estate agent I will . . .

• Work at no cost to you!
• Lead you through every step of the exciting home buying process.
• Will help you define your "wish list" of features you want in your home, your neighborhood and your school district.
• Provide detailed listing information not available to the general public.
• Negotiate the deal to save you money.
• Guide you through the avalanche of paperwork.
• Walk you through the mind-boggling financial details associated with buying a home, including understanding the various mortgages and home buying programs available to you.
• Commit my time and energy to finding you the right home.
• Monitor all new listings and alert you to new houses as soon as they are put on the market. 
• Eliminate the stress involved with buying a home by putting my years of real estate experience to work for you.

Finding the perfect home is my business. Contact me today! ProRealtor@verizon.net

SEARCH over 50,000 homes online for FREE and be the first to know about HOT NEW LISTINGS before other buyers do, please visit http://www.allnylistings.com/

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NEW Technology - Microsoft Surface Computing

The first units are expected to sell between $5,000 and $10,000. As with other technology it will eventually get more and more afforable and within the next 20 years one out of four Americans will have one in their homes. It's what our children and grandchildren will be using on a daily basis in their homes.

The things you can do with this are absolutely insane. Check out the video below.

Here's another video check it out.

To find the value of your home with a FREE, over-the-net home HIGHEST Price Analysis, please visit: http://www.newyorkmarketvalue.com/

SEARCH over 50,000 homes online for FREE and be the first to know about HOT NEW LISTINGS before other buyers do, please visit http://www.allnylistings.com/

Disclaimer: The above Real Estate information was provided by Vincent Martinez, Realtor for the #1 Real Estate offices in New York and the #4 office in the USA. Vincent Martinez is a Certified Realtor Short Sale Professional by the Long Island Board of Realtors (L.I.B.O.R.) and a member of Prudential Douglas Elliman - Licensed Real Estate Broker. Vincent Martinez does not guarantee or is any way responsible for the accuracy of the information in this blog post and information provided is without warranties of any kind, either express or implied. Information here represents the opinions and ideas of the author; comments by others may not express the views of the author. NEW Technology - Microsoft Surface Computing Copyright © 2009 By Vincent Martinez, All Rights Reserved.

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A Quick Explanation As To Why Your Bank / Lender Would Modify Your Home Loan

When your bank has a loan in foreclosure it is a bad debt and your bank is mandated to keep an equal or greater figure of money in its treasury. This affects them because now they have a total of the bad debt x 2 (that's twice as much) that they won't be able to lend out. What's worse is they can't charge other people interest on that money.

When your bank modifies your loan, it's not considered a bad debt any longer and they can remove the same total from their treasury. They can lend that cash and charge interest on it. It also changes their fiscal reports for their shareholders.

The lesser the sum of bad debt they have on their fiscal reports, the more expensive their stock will be.

For further details or help with your HOME LOAN MOFICATION email me at Prorealtor@verizon.net just ask me HOW TO GET STARTED.

To find the value of your home with a FREE, over-the-net home HIGHEST Price Analysis, please visit: http://www.newyorkmarketvalue.com/

SEARCH over 50,000 homes online for FREE and be the first to know about HOT NEW LISTINGS before other buyers do, please visit http://www.allnylistings.com/

Disclaimer: The above Real Estate information was provided by Vincent Martinez, Realtor for the #1 Real Estate offices in New York and the #4 office in the USA. Vincent Martinez is a Certified Realtor Short Sale Professional by the Long Island Board of Realtors (L.I.B.O.R.) and a member of Prudential Douglas Elliman - Licensed Real Estate Broker. Vincent Martinez does not guarantee or is any way responsible for the accuracy of the information in this blog post and information provided is without warranties of any kind, either express or implied. Information here represents the opinions and ideas of the author; comments by others may not express the views of the author. A Quick Explanation As To Why Your Bank / Lender Would Modify Your Home Loan Copyright © 2009 By Vincent Martinez, All Rights Reserved.

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Property Description 

2 Family in need of some TLC. Good Condition.House Has Newer Windows, Kitchen, Steps, Flooring, New Roof, New Electrical Troughout Home, And New Circuit Breakers. Home Is In Immaculate Condition And Is Extremely Cozy. Can Be Delivered Vacant. Walk To Trasport & Shopping. This House Will Go Fast. Subject to Bank's approval of a short sale.

Bsmt/Subfl- Full Finished Basement

1^st Floor- 2Brs- Lr- Kitchen- Full Bath

2^nd Floor- 3Brs- Lr- Kitchen- Full Bath

Lot Size- 25 x 100

Lot Square Footage- 2,500

Building Size- 20 x 51

Approx Int SqFt- 2,607

Taxes- $3,338

School District- 24

Zoning- R6

UNDER CONTRACT!!!!!

Listing Price: $689,000

Contract Price: $500,000

Listing Date: October 10th, 2008

Expiration Date: September 21st, 2009

Contract Date: November 12th, 2008

Proposed Title Date: February 21st, 2009

UNDER CONTRACT!!!!!!

This property was brought to you courtesy of Prudential Douglas Elliman.

The property above has been approved by 2 banks for a short sale.

- Search over 50,000 homes online and get FREE DAILY UPDATES of the newest properties to hit the market, all meeting YOUR SEARCH CRITERIA.... www.AllNYlistings.com <------ Check it out.

How To Buy A Shortsale or Foreclosure in Queens - Brooklyn - Long Island NY

If you have considered buying a home, the timing could not be much better than it is today. Those of you who have read some of my earlier blog posts have read my comments about waiting to acquire in late 2008 as there will be some grand deals coming.

Well, it is February 2009 and deals are materializing!!!

So if your looking for an awesome deal or you just want to keep an eye on the market, go to www.allnylistings.com and get your FREE list emailed directly to your inbox.

SEARCH over 50,000 homes online for FREE and be the first to know about HOT NEW LISTINGS before other buyers do, please visit http://www.allnylistings.com/

Disclaimer: The above Real Estate information was provided by Vincent Martinez, Realtor for the #1 Real Estate offices in New York and the #4 office in the USA. Vincent Martinez is a Certified Realtor Short Sale Professional by the Long Island Board of Realtors (L.I.B.O.R.) and a member of Prudential Douglas Elliman - Licensed Real Estate Broker. Vincent Martinez does not guarantee or is any way responsible for the accuracy of the information in this blog post and information provided is without warranties of any kind, either express or implied. Information here represents the opinions and ideas of the author; comments by others may not express the views of the author. How To Buy A Shortsale or Foreclosure in Queens - Brooklyn - Long Island NY Copyright © 2009 By Vincent Martinez, All Rights Reserved.

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 The 5 Best Ways To Avoid Foreclosure -

Determing what stage in the process you are in is the key!

Here are your TOP 5 options:

1. Forbearance- Your mortgage company may be able to arrange a repayment plan, to repay your debt over an extended amount of time, based on your financial situation. (I'll help to see if you qualify).
2. Loan Modification- You may be able to modify the terms of your mortgage loan by lowering the rate, extending the term, or capitalizing the interest. This may help you catch up, and sometimes reduce your monthly payments to a more affordable level. (I'll help to see if you qualify).
3. MI Claim Advance- Your mortgage company may be able to work with you to obtain a one-time payment from the Mortgage-Insurance fund to bring your mortgage current. (This loan will be paid back directly to the MI company and is an unsecured Note.)
4. Deed-in-lieu of foreclosure- As a last resort, you may be able to voluntarily "give back" your property to the lender. This won't save your house, but it is not as damaging to your credit rating as a foreclosure. (To be used as a last resort ONLY!!!)
5. Pre-foreclosure sale- This will allow you to avoid foreclosure by selling your property for an amount less than the amount necessary to pay off your mortgage loan. Also, this option has become very popular and has more advantages than any other option. (Subject to bank's approval of a shortsale).

Walking away from your property can carry many long-term consequences. A foreclosure has very serious credit implications. Foreclosures are a matter of public record and are reported to credit reporting agencies in the United States. Once the foreclosure is reported, it becomes a part of your permanent credit file and will remain for up to ten years.

We may be able to help you avoid, or reduce, the consequences of foreclosure. Please contact us as soon as possible so that we can have the opportunity to evaluate all possible solutions to avoiding foreclosure. Click here to contact us. 

Or contact me directly at ProRealtor@verizon.net for more information.

Click Here To Learn More About Loan Modifications. 

To find the value of your home with a FREE, over-the-net home HIGHEST Price Analysis, please visit: http://www.newyorkmarketvalue.com/

SEARCH over 50,000 homes online for FREE and be the first to know about HOT NEW LISTINGS before other buyers do, please visit http://www.allnylistings.com/

Disclaimer: The above Real Estate information was provided by Vincent Martinez, Realtor for the #1 Real Estate offices in New York and the #4 office in the USA. Vincent Martinez is a Certified Realtor Short Sale Professional by the Long Island Board of Realtors (L.I.B.O.R.) and a member of Prudential Douglas Elliman - Licensed Real Estate Broker. Vincent Martinez does not guarantee or is any way responsible for the accuracy of the information in this blog post and information provided is without warranties of any kind, either express or implied. Information here represents the opinions and ideas of the author; comments by others may not express the views of the author. The 5 Best Ways To Avoid Foreclosure - Copyright © 2009 By Vincent Martinez, All Rights Reserved.

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My County Assessment Says My Property Is Worth More Than What My Realtor Says - Who's Right?

It's no big secret that property values are spiraling downwards nationwide and many homeowners like you are getting stuck with inflated property tax bills.  But there are ways you can protect yourself if you think you're being over charged.  Establishing your home's true market value and proving that the value of the property is less than the valuation assigned by your assessing district is the only way to you can contest the proposed higher amount. 

That's where an appraiser can help.  If you think your property taxes might be unfairly inflated, an appraisal of your property can be made to determine if your property has been assessed too high.

I'm available for a preliminary consultation and will perform a ‘Price Analysis' on the current market value of your home. Email me at ProRealtor@verizon.net

To find the value of your home with a FREE, over-the-net home HIGHEST Price Analysis, please visit: http://www.newyorkmarketvalue.com/

SEARCH over 50,000 homes online for FREE and be the first to know about HOT NEW LISTINGS before other buyers do, please visit http://www.allnylistings.com/

Disclaimer: The above Real Estate information was provided by Vincent Martinez, Realtor for the #1 Real Estate offices in New York and the #4 office in the USA. Vincent Martinez is a Certified Realtor Short Sale Professional by the Long Island Board of Realtors (L.I.B.O.R.) and a member of Prudential Douglas Elliman - Licensed Real Estate Broker. Vincent Martinez does not guarantee or is any way responsible for the accuracy of the information in this blog post and information provided is without warranties of any kind, either express or implied. Information here represents the opinions and ideas of the author; comments by others may not express the views of the author. My County Assessment Says My Property Is Worth More Than What My Realtor Says - Who's Right? Copyright © 2009 By Vincent Martinez, All Rights Reserved.

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Helping You To Modify Your Own Loan - Modification - Top 10 Questions Recap 

A few weeks ago I wrote a ten part series answering the most common Loan Modification Questions I've encountered thus far. In this post I will recap everything I discussed. This should make your life a little easier if you are in need of a Loan Modification.

Click on any of the questions below for more information.

Question #1 - What exactly is a loan modification?

Question #2 - Will my bank include late fees in my Loan Modification?

Question #3 - Can anyone qualify for a loan modification?

Question #4 - Will a loan modification stop my foreclosure?

Question #5 - What is a standard Hardship situation?

Question #6 - Can my missed payments be added back into my new loan modification?

Question #7 - Will the bank stipulate an interior examination of the property condition?

Question #8 - Do I have to be presently behind on my payments to qualify for a loan modification?

Question #9 - Should I do a loan modification by myself or is it better I hire a professional to represent me?

Question #10 - What do I do first in order to begin to modify my loan right away?

If you have any questions or need a reliable professional to help you get the ball rolling with the Loan Modification feel free to send me an email at ProRealtor@verizon.net 

To find the value of your home with a FREE, over-the-net home HIGHEST Price Analysis, please visit: http://www.newyorkmarketvalue.com/

SEARCH over 50,000 homes online for FREE and be the first to know about HOT NEW LISTINGS before other buyers do, please visit http://www.allnylistings.com/

Disclaimer: The above Real Estate information was provided by Vincent Martinez, Realtor for the #1 Real Estate offices in New York and the #4 office in the USA. Vincent Martinez is a Certified Realtor Short Sale Professional by the Long Island Board of Realtors (L.I.B.O.R.) and a member of Prudential Douglas Elliman - Licensed Real Estate Broker. Vincent Martinez does not guarantee or is any way responsible for the accuracy of the information in this blog post and information provided is without warranties of any kind, either express or implied. Information here represents the opinions and ideas of the author; comments by others may not express the views of the author. Copyright © 2008 By Vincent Martinez, Helping You To Modify Your Own Loan - Modification - Top 10 Questions Recap All Rights Reserved.

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Photo-Op With Obama In Times Square, NYC-

Obama and over 200 of the top celebrities (and most notorious figures of all time) are hanging around in Times Square waiting to take their picture with you. You can see them any day of the week at Madame Tussauds. OK. So it's not really them- it's their life size wax replicas.

Now you can have your photo taken, set in a replica of the Oval Office, with our historical President Barack Obama. Madame Tussauds is open 365 days a year at 10am and is located in The Heart of NYC at 234 W. 42nd St. (between 7th and 8th avenues) in Manhattan.

Through Feb. 28th 2009 it's 20% off on all standard Madame Tussauds tickets purchased on-line. For more information call (800) 246-8872 or visit www.nycwax.com

If you plan on going tomorrow... I'll see you there!

To find the value of your home with a FREE, over-the-net home HIGHEST Price Analysis, please visit: http://www.newyorkmarketvalue.com/

SEARCH over 50,000 homes online for FREE and be the first to know about HOT NEW LISTINGS before other buyers do, please visit http://www.allnylistings.com/

Disclaimer: The above Real Estate information was provided by Vincent Martinez, Realtor for the #1 Real Estate offices in New York and the #4 office in the USA. Vincent Martinez is a Certified Realtor Short Sale Professionalby the Long Island Board of Realtors (L.I.B.O.R.) and a member of Prudential Douglas Elliman - Licensed Real Estate Broker. Vincent Martinez does not guarantee or is any way responsible for the accuracy of the information in this blog post and information provided is without warranties of any kind, either express or implied. Information here represents the opinions and ideas of the author; comments by others may not express the views of the author. Photo-Op With Obama In Times Square, NYC - Copyright © 2009 By Vincent Martinez, All Rights Reserved.

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Home Buyer Affordability Is Thru The Roof!!! - Check out the video.

IT'S A GREAT TIME TO BE A BUYER!!! It's no big secret that home prices are at a bargain price throughout the country. Below is a video of an interview with Lawrence Yun (Chief Economist of National Association of Realtors). Mr. Yun discusses the boost in housing demand due to low prices. He goes on to point out that property values fell by more than $3 Trillion in 2008!!! Check out the video below.

To find the value of your home with a FREE, over-the-net home HIGHEST Price Analysis, please visit: http://www.newyorkmarketvalue.com/

SEARCH over 50,000 homes online for FREE and be the first to know about HOT NEW LISTINGS before other buyers do, please visit http://www.allnylistings.com/

Disclaimer: The above Real Estate information was provided by Vincent Martinez, Realtor for the #1 Real Estate offices in New York and the #4 office in the USA. Vincent Martinez is a Certified Realtor Short Sale Professional by the Long Island Board of Realtors (L.I.B.O.R.) and a member of Prudential Douglas Elliman - Licensed Real Estate Broker. Vincent Martinez does not guarantee or is any way responsible for the accuracy of the information in this blog post and information provided is without warranties of any kind, either express or implied. Information here represents the opinions and ideas of the author; comments by others may not express the views of the author. Home Buyer Affordability Is Thru The Roof!!! - Check out the video. Copyright © 2009 By Vincent Martinez, All Rights Reserved.

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New Bill Passes The Senante - Tax Break Increased - Doesn't Need To Be Repaid!!

You may or may not be aware that there is currently a $7,500 tax credit for anyone who has purchased a new home in the past year in a half or so. However a new bill just passed the senate that would make things twice as sweet for any homebuyer who purchases any home (applies ONLY to a principal residence). Purchases must be made within one year of the legislation's enactment anf the amendment would allow taxpayers to claim the credit on their 2008 income tax return.

And here's the best part - The tax credit would not have to be repaid!

The new amount of the tax credit would be $15,000 or 10 percent of the purchase price, whichever is less.

This has passed the Senate, but the entire bill does need to go back to the House, and be signed by the President. There's still a possibilty that there will be some changes or not pass at all. But we're definitely headed in the right directiony and this is something that would help the housing crisis immensely. Keep your eyes and ears open - Ask your tax consultant about this if you've recently purchased (or are in the process of purchasing) a home.  

To find the value of your home with a FREE, over-the-net home HIGHEST Price Analysis, please visit: http://www.newyorkmarketvalue.com/

SEARCH over 50,000 homes online for FREE and be the first to know about HOT NEW LISTINGS before other buyers do, please visit http://www.allnylistings.com/

Disclaimer: The above Real Estate information was provided by Vincent Martinez, Realtor for the #1 Real Estate offices in New York and the #4 office in the USA. Vincent Martinez is a Certified Realtor Short Sale Professional by the Long Island Board of Realtors (L.I.B.O.R.) and a member of Prudential Douglas Elliman - Licensed Real Estate Broker. Vincent Martinez does not guarantee or is any way responsible for the accuracy of the information in this blog post and information provided is without warranties of any kind, either express or implied. Information here represents the opinions and ideas of the author; comments by others may not express the views of the author. New Bill Passes The Senante - Tax Break Increased - Doesn't Need To Be Repaid!! Copyright © 2009 By Vincent Martinez, All Rights Reserved.

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Buying A Fixer Upper? Things You Need To Factor Into The Equation

"Buyer Beware" is never more appropriate than when considering the purchase of a fixer-upper.You really need to know exactly what you're getting into before buying.

It's commonly believed that fixer-upper properties represent easy money that is ripe for the taking - that you can buy it, do a little work on it in your spare time, and then resell quickly for a large profit.  Usually, this simply isn't the case. Although, with proper planning and foresight, good profits can be made by buying "distressed" properties at less than market value, making appropriate improvements and repairs, and then reselling.  And for many first time buyers who intend to live in the house while working on it, buying a fixer-upper can be the very best option. It's less risky buying a fixer-upper when you can live in the house while fixing it. And of course, by living in the house for at least 24 months you should be able to avoid paying regular income taxes on the profits.

The most important thing to know before making a decision on such a purchase is what needs to be fixed. Any time you are spending money on improving a home with the notion of selling it later, strive to spend your money on things that buyers can easily see. Things like new paint and removing trash from the property cost little but have instant impact on curb appeal.

Houses that have only cosmetic problems like peeling paint, a trashy yard, bad carpet or wallpaper are the best bet. This is especially true for the first time buyer looking to live in the house for a while before reselling. Fixing and cleaning cosmetic issues is fairly easy and inexpensive. It virtually always gives gives a good return on investment, particularly when you can do the work yourself. Kitchen and bathroom remodeling usually pays a nice return. Don't be afraid of buying a fixer-upper in need of this kind of repair. Properties with structural damage, or a floor plan that requires major work to remedy, usually can't be "fixed up" at a profit. 

Always have an inspection for hidden damage performed by a home inspector or construction professional before buying a fixer-upper. Make sure that satisfactory completion of such inspections are a condition of purchase in any contract you sign. Then be sure to negotiate to try and get the seller to pay for all or part of the cost of needed repairs uncovered by the inspection. Often, sellers will be willing to lower the sales price to sell the home "as is" instead of paying for the repairs.

Be careful that you don't over pay. Especially if you plan to resell quickly, paying too much up front can doom your plans for quick profit. Research the market for reselling and have an exit plan for selling the house in place before making an offer.

To find the value of your home with a FREE, over-the-net home HIGHEST Price Analysis, please visit: http://www.newyorkmarketvalue.com/

SEARCH over 50,000 homes online for FREE and be the first to know about HOT NEW LISTINGS before other buyers do, please visit http://www.allnylistings.com/

Disclaimer: The above Real Estate information was provided by Vincent Martinez, Realtor for the #1 Real Estate offices in New York and the #4 office in the USA. Vincent Martinez is a Certified Realtor Short Sale Professional by the Long Island Board of Realtors (L.I.B.O.R.) and a member of Prudential Douglas Elliman - Licensed Real Estate Broker. Vincent Martinez does not guarantee or is any way responsible for the accuracy of the information in this blog post and information provided is without warranties of any kind, either express or implied. Information here represents the opinions and ideas of the author; comments by others may not express the views of the author. Buying A Fixer Upper? Things You Need To Factor Into The Equation Copyright © 2009 By Vincent Martinez, All Rights Reserved.

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